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I entirely agree with Mr Binks. I am not complaining about how hard done by I am, I recognise I am better off than 90% of the population. Every day I am thankful that I have an intellectually interesting job which pays me enough to have been able to support my children through university and training which, when I was a high street legal aid solicitor, I had no idea how I was going to be able to manage. And yes, part of the deal is a pension that is based on the average of my final five years' earnings (though the revised terms for newer entrants is averaged over a career's earnings) times a percentage of the number of years of service - hence the reason I can't afford to retire for the foreseeable, I'm hoping to last long enough to retire on a quarter of what I currently earn. I was merely responding to one of Mr Crawford's saloon bar rants on behalf of civil servants generally who on the whole are not a well paid lot and will not be retiring on lavish pensions .

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