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I don't get the S&G model either before or after the Quindell purchase. Surely the firms which were purchased by S&G would have been better staying as strong regional players rather than trying to integrate into a national firm? I may be completely wrong but I am far from certain that private client work fits neatly into this sort of structure. The purchase of Quindell was totally baffling. It was on it's knees so why pay £640 million? It is however interesting