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Firms are really starting to feel the bite following the drastic April 2013 insurer driven costs reductions. And this is before the threatened SCT increase. The evidence suggesting that the SCT increase is wholly unjustified is gathering daily. If it does go up in April 2017 then it may be academic anyway since the number of firms doing PI will have been significantly reduced anyway. It is ironic that the Tories are so determined to rid the populous of one of the few areas where there is real free competition between firms and which facilitates proper access to legal services. I thought the Tories were the free market / free economic party!