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From the facts as reported, the claimant lied and in doing so, deceived the insurer who had to make difficult decisions about the risks of litigation. It is a bit rich for a judge to say the insurers should have proceeded to trial given the costs regime over which they preside. We once had a principle that a man cannot benefit from his own wrong but in today's judiciary all that matters is managing the case load, not justice. From a number of the comments it seems that this once proud profession has lost it's way.