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05:55 there is a huge amount of truth in what you say. I completely agree about bent CMCs and some scummy lawyers. My experience of experts has been that they have the courage to say "no injury" or "minor injury" but I do know of questionable practices.

Imaginary injuries = fraud - lock them up. Credit hire - stupidly ridiculous and should have been stamped on immediately it raised its so ugly head. Storage - the same. Success fees - a whole 12.5% on an RTA. Gosh.

Making bundles of cash out of a situation created by whichever idiot government is in power = good business!

Finally getting insurers to pay out because, after all, they provide insurance, is not a BAD THING because that is what insurance is for. Yet they still haven't explained some of their facts. Will they ever?

Look at the details of this review. ABI - claims are going up. No they aren't. LASPO = drop in premiums. No it hasn't. Fraud costs £90 per policy. Latest attempts to get to a true figure suggests £7 or so.

It must be terrible for the insurers, getting bigger and bigger as they are.