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I see no threat here.

Just like the VC/third party funders/ABS/Accountants, it makes for better competition but price is not always the way to "put consumers first". There is quality of service which I have always focused on.

I do not pick up a file and think...lets charge x. I pick up a file and do what needs to be done to get to the next stage and it goes back in the drawer until I need to work on it again.

These people will try quick/cheap to turn a profit...but will this increase professional negligence claims? I see more litigation than ever before!