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David Crawford...that is simply an excellent observation. If we haven't, then we can't be far off.

Perhaps the SRA or that idiotic consumer champion Elisabeth Davies, could suggest some flexible, innovative consumer friendly choices.

Frank Maher, 'insurers wont wear...losses indefinately'...well apart from Zurich advocating Sep Rep, they all seem happy to continue to provide cover against lender claims, which first came to prominence, in the early 90's ?

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