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Until the rules are changed, and until the £400 rule is abolished, we should all refuse to even answer any communications from LeO.

And it sounds to me as if Raynor knows what he's doing. Put it this way, if I am involved in such an accident I shall be instructing him and not Anon 2.17, and that's not just because he chooses to remain anonymous., for whatever reason, or perhaps for no reason..