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@Anonymous25 February 2016 12:20 pm:

"....I can only comment on what I see but we see significant numbers of S&G cases in our fraud departments and we defeat a heck of a lot of them, sometimes receiving cheques for our costs from S&G's office account. ..."

Ah yes, just like The Accident Exchange Group all over again (who stood in the Main Shopping Centre of Bristol/Swindon/Gloucester/Chippenham/Bath, knocking people on the head to get them to claim ...

And Accident Exchange Limited who ahem .. do the same through Car Garages / Dealerships (with the FCA's fiat) .... but who aren't yet insolvent (or a subsidiary of an ABS / MDP brought into inception by the Banks and Insurers Legal Services Act 1998) ....