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So the Sunday Times (the Murdoch press) is an authority on personal injury litigation? Yes the 400 Club did exist (I was a defendant representative at the time) but so what? Aren’t pre-medical offers a type of fraud? See section 4(1) of the Fraud Act 2006. But then of course, fraud doesn’t apply to defendants. In addition, what about running spurious defences to the day of the trial and then settling – I’m sure defendant lawyers would call it ‘sharp practice’ but I think most of us would consider it dishonest. Finally, surely the insurance lobby’s misleading fraud statistics could be characterised as fraudulent? People in glass houses really shouldn’t throw stones.