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It will indeed spell the end for many Claimant firms. Many Defendant firms will also have to significantly cut back on staff - no need for all the claim handlers, no need for any of the specialist fraud teams they all seem to have. I've not seen any comment from FOIL yet, but this news is hardly cause for celebration for them. Insurance company in-house claims handlers will also be out of work. Mortgage repossession and insolvency work will increase for firms who work in those fields.