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Re BTE. There is sone difference though anon at 17.04. As it stands the BTE want you to make a claim or at least are ambivalent whether you do or not due to the hold harmless agreements they have with 'panel' firms. After the changes every claim under the BTE will equal a loss will it not ? And the premium will have to match the risk . I can't see much take up if say the premium was £100 Is another possibility that they will keep the premium the same but take a percentage ?

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