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"Huw Evans, director general of the ABI, said the government had shown an ‘utter disregard’ for the impact it would have on consumers, businesses and the wider operation of the insurance market."

Talk about missing the point! There should be no regard whatsoever to other consumers / business or shareholders of insurance companies. The only regard should be for the folk who have been catastrophically injured and who have, by the sounds of it, been grossly under compensated for a decade.