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Anon@15.40. That is the point though isn’t it? You are pointing to numerous safe products giving guaranteed gross yields in excess of 6% but when challenged cannot point to a single one.

Meanwhile the insurers and pension companies are investing in... gilts.

In fact they, the most sophisticated investors around, are the biggest purchasers of gilts in the country. Does it not strike you as odd that they would ignore these easy returns you keep discussing?

Given that neither you, nor the insurers, can find these mystical investments, it seem a little unfair to expect Claimants to have to don’t you think?

(By the way I am not the anon you were arguing with before)