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Julie makes a great point....I imagine experts are already anticipating plenty of "I'm not paying your bill as your report didn't help me" from LIPs.

The whole thing is just an absolute swizz; I'll bet my life that it will only be days into the introduction of a tariff before some smart arse at Aviva/AXA/EUI is arguing:

"We know the expert says that it will be a nine month recovery and you are therefore submitting for payment of £50 under the tariff, but we believe functional recovery will have been achieved in six months given the results on examination and therefore we offer £25"

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