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Richard Walton. Your comment "Insurers in my eyes need to do more to help tackle fraud themselves. The lack also of insurer accountability is also a major factor here".
I will remain anonymous for this point of view.

A defendant major insurer proposed 50/50 liability on an RTA, even though the claimant was told immediately after the claim was submitted of an admittance to 'Losing Control' of his motor vehicle that ploughed into the clients vehicle.

That is my belief on how the Insurers are making the biggest profits in history. Fraud is becoming a way to openly practice deceit behind the cover of the DPA.