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Reply to anonymous @ 12:51 GMT

I'm aware of 5 on going investigations 3 of which are with "reputable" high street firms, these cases take years to come into the public domain for obvious reasons.
It is impossible to police and that's why there's so much blame aimed at the sector itself for knowing its so widespread but refusing to speak up and simply burying its collective heads in the sand only to moan about it then tarring the industry.
The next few months will be interesting

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