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Reply to Anon @ 11:42 GMT

Why is someone a shocking driver if they have been involved in 3 or 4 accidents over the years? I was at fault for none of them and was driving in the region of 40,000 miles a year? I have been driving for in the region of 20 years.

I am sorry you felt the need to become personal. I thought this forum was one in which people could express opinions and share experiences without being abused.

On the other hand, I am pleased to hear from you that in fact insurance companies make no financial gain from their arrangements with panel solicitors and that they do not encourage their policyholders to make claims through the said panel solicitors in order to make any such financial gain.

How very reassuring.

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