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Anon @ 15:54 GMT

Far from making a cheap and ignorant comment you should perhaps reflect instead on the fact that there are few occupations where, in addition to insurance against negligence, members also have to compensate the public for the dishonesty of others over whom they have no control.

We in our profession accept that. However, what we object to is the erratic variation in contributions to the fund from year to year which - coupled with equally capricious variations from year to year in risk assessment by indemnity insurers - makes it difficult for firms (particularly smaller ones) to plan ahead.

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