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Actually Frank would I not have a duty to advise a client o go to my IFA?

The Mortgage Company who are not putting a Sole P on the panel who has minimum Insurance to satisfy the SRA (or satisfies them anyway regulatory speaking), is acting against the consumer market and the consumers interest, possibly in a cartel (as we know all Legal Expenses Insurers Pet 'Panel' Firms are).

Therefore I have duty to ignore the terms offered by that mortgage company don't I?

Scruff.

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