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A brother-in-law is a police sergeant who told me some time ago about two cars colliding on the M25. The at fault vehicle was occupied by an elderly couple and the non-fault vehicle had 3 young adults. The elderly couple were able to move their car to the hard shoulder but the two young men and young woman all complained of neck and back pains, so two lanes of the M25 had to be closed in rush hour while ambulance and fire crews turned up to cut them out of the vehicle.

He was certain that the young occupants sniffed an opportunity and went on to make a claim. Despite his providing statements for litigation, the judge found in favour of the claimants... in a low velocity, rush hour impact where a retired couple were unhurt. It frustrated my brother-in-law no end.

I thought that it was a good example of false Whiplash/Soft Tissue Injury claims, but now it all makes sense; the elderly couple are demolition derby drivers!