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Spot on Jeffrey. Out with the jargon!
On requisitions, a few years ago I was tidying up some registrations for a firm. They had clients buying from a large firm of builders selling leasehold properties, some on underleases. Many registrations were eventually rejected by HMLR because management company or lessors' certificates were required that certain things had been complied with. Getting these certificates was like pulling teeth. The sellers' solicitors said they were chasing their client or the management company or someone else. They apparently had no particular interest in chasing their builder client, passing the blame to the builder for not getting the certificate issued.
HMLR would only grant a certain number of extensions of time to register before throwing the applications back. By the time I finished my contract there were still several uncompleted registrations where completion had taken place over a year previously. Lenders were of course at risk (and probably the firm too!) with no security for the loans. The clients had no title.
Not everything is HMLR's fault. Who is to blame for a situation like this?

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