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Individual firms are usually not big enough to produce a large enough data set to be useful Anon 12.18.

We can look at our historical claims and the people involved and take a view but when it comes to a new client previously unknown to us we can't even see if they have a previous fraud conviction.

The benefit the agencies that you talk about have is that there are a small number of them that basically control all of the data - its very easy for them to build the kind of sophisticated databases that you talk about.

A high street firm doing 500 claims a year is never going to be able to see that Mr X has been refused insurance 3 times because he lied to his insurers or that all his neighbors had accidents within the same week if those neighbors target other firms.

We need proper access to CUE - or Defendants need to disclose their CUE results when they do the search rather than sitting on them for 6 months - so that we can ditch these people earlier.

We want clean work, it makes us more money.

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