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@Anonymous; Commented on: 10 April 2019 16:12 GMT:

True it does avoid the Insurance Cartel.

We also have perhaps 1/4 of litigants in the High Court and Court of Appeal unrepresented. That sings fairly well that protecting markets through the Insurance Cartel is old hat ....

We need to change. Sorry to all the older established firms.

PS. We also need to break up the Auditing Cartel of Accountants so its not just my profession I am concerned about.

We mat have to go back to restrictions on Partners, and no firm realistically needs more than a half dozen or so Partners.

Scruff.

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