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15:27

They had inspected pre-accident and there was no hazard. It was not a hazard created in a very short period of time (which can happen).

15:29 - no FD for defendants sadly.

I have sympathy for the insurers in any such case no matter whether it is claimant or defendant who is dodgy. Sympathy tempered by disgust that everyone is tarred with the same brush.

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