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@David Crawford - things have moved on a lot since you qualified. Let's have some reality:

1. Although your hypothetical resident in Brighton is made redundant, there is one in Manchester employed. There is no loss / gain.
2. There are redundancy laws in this country. Freshfields need to make the case here. There will be payouts - and if the person is good, they'll find another job.
3. Organisations such as American Express and JP Morgan have operations in Brighton. This is not new to the world - it should be embraced.
4. Clients ultimately pay for all these. If it were your business, I'm sure you'd cut some costs. It's a competitive place - if clients outsource / north-shore etc., why shouldn't their advisers?

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