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There is a huge amount of organised fraud going on given how much data is now online and easily available. The other scam in the press recently was Bulgarians in the UK doing the biggest university credit fraud ever as they had found ways to make multiple claims - this one was caught by a human - an eagle eyed man at the Department. https://www.cps.gov.uk/cps/news/members-britains-biggest-benefit-fraud-gang-jailed-combined-total-more-25-years
Another one was Romanians running a student loans scam. The UK state is just a cash cow in some ways with the highest tax burden in 70 years and money leaching out to traffickers and fraudsters left right and centre. https://www.romania-insider.com/romanians-allegedly-involved-defrauding-uk-student-loan-system-2025

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