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This is a perfect example of legislative incompetence. The whole chancel repair indemnity insurance industry has cost buyers hundreds of times the amount recovered by the Church for chancel repair costs. The fault in the Housing Act which means ground rents on long leases can turn a property into an Assured Tenancy has been known about for decades and is only now being fixed. The trap in rentcharge law which allows the grant of a 40 year lease by a rentcharge owner owed a few shillings has been known about for decades. The absurdity of the law which prevents positive covenants for repair and insurance or contributions to both being enforceable against successors in title has created the monster of leasehold flats, absent from most other jurisdictions. We should not have to be waiting for the Law Commission to grind along at the speed of an arthritic snail to deal with these things, or rather to make recommendations that then gather dust.

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