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I wholeheartedly endorse all the comments already made about the totally devastating changes which have brought about a complete collapse of a legal system which was recognised throughout the world and upon which many other countries based their systems What is so distressing is that there really are no winners The savings are a tiny percentage of the bonuses paid to the incompetent bankers and greedy shareholders in insurance companies Camerons coalition has damaged the uk more than the whole of the second world war and I can only hope that the electorate show Cameron the door and that principles rather than principals are the driving force after 2015