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How depressingly unrefreshing to hear the ABI bleating on about the cost of insurance claims.... that inconveniently for them leads to inevitable painful death.

The answer is clear - stop fighting them, and pay them quickly. If you delay, the costs will become disproportionately high... stop bleating on and work to settle matters. Lengthy matters can be stopped by making a decently gauged part 36 offer.

...and by the way....with the absolutely massive amputation of costs in RTA, EL and PL claims, where are our huge premium discounts?