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If you have capital of £16,000 (and are over 61) or if you have capital of levels going up to £16,000 (and are under 61) - so for instance if you are claiming £5,000 and have capital of £10,000, then you will not be able to use the often waived (and for good reason) "Fee Exemption Form". Or if you receive an income of £1,085 a month, you will also be ineligible. Not much chance of using the Exemption, I would think.

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