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This constant bickering by firms and insurers over who gets money really gets me.

I have spent most of my career in PI and everyone - from insurers, to the factory Solicitors firms, medical agencies and everyone else - were responsible for the explosion in claims.

Insurers found they could earn millions selling claims on at hige costs, and then seemed surprised when they got claims back and had to pay out more.

So they started to squeeze Solicitors costs by lobbying first via PFR (which never increased over 10 years) and then MOJ, then reduced MOJ....and however many concessions they got, they wanted more which forced Solicitor firms to find new revenue streams from PI.

Putting aside the cynicism of the insurer lobby always winning by being able to offer far more lucrative non-executive directorships than any law firm eve could, the rules are, and always have been there, to govern claims and costs correctly.

The problem is tno-one has ever used them..

As a poster above says, PI firms go under and the insurers sweep in and open law firms and submit claims and make money. It's a bit hypocritical, no?!

Maybe we should take a look at our Scottish friends. There they have a protocol that pays Solicitors a little more for keeping it in a pre-action protocol rather than more for finding a way of pulling it out.

It's not perfect, but it's better than this mess we are in.

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