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I hope the consult with Yvette Cooper, so that they and indeed she, can recall how much money can be wasted on reform of conveyancing, with the likes of HIPS.

If 'innovation' as opposed to management consultant sound bytes, can really re-design the conveyancing system then lets hear it, because many have had a go including the innovator of Rightmove and failed and of course anyone thinking about it, has to consider how they will deal with our old friends 'the banks' and their massive inefficiency in the process. Good luck with that one.

And wasn't it only last week there was article highlighting how many ABS had entered the 'market' and found it not to be the pot of gold they thought.

The reason being is that we have evolved and innovated to being as competitive as we can at this time and a downward spiral in costs as a result of 'consumerism' decreases competition and profit.

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