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The jokers on here remind me of the cab drivers blocking up the roads in protest about Uber: 'But we've got 'the knowledge' - yes, but Sat Nav means it's not necessary anymore... 'But we trained to do this', yep - but other people can do it with less training. 'But, but we're used to charging high fees from a monopoly and we've got fancy lifestyles to maintain' - awwww, such a shame. It's a fact of life that the likes of Uber, Amazon, Netflix, Apple, Google etc are increasingly where people spend their money and lawyers like Mr Cooper who think they can carry on like they always have will have a LOT more time to troll on here!