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anon at 11am this is the exact type of BS that the insurers spurn out.
in the example you gave, on what basis do you do know the four people were not injured? I trust you are a suitably qualified medical expert to opine on such issues. But the point is this, if you or an insurer suspect they are feigning injury then the system as it stands enables you to plead such and take the case all the way to trial. the costs risks of doing so are fixed and there are huge risks to claimants who pursue fraudulent or exaggerated claims.
we all want to eradciate fraud on both sides of the fence but a carpet ban on general damages is a step too far and a very slippery slope. what's next: a ban on general damages for 'minor' med neg cases?