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David, you are old enough, long enough in the tooth and presumably commercially astute enough to know that the exigencies of running a law firm does not take into consideration the personal circumstances or considerations of its staff and that a rise in profit one financial year does not always connote a sound business structure. Unfortunately, nowadays, considerations are very different and firms have to remain keenly aware of market forces and the commercial pressures of competition. We have seen too many firms going by the wayside lately with a massive £300m+ creditors over the past year whistling in the wind with all but 2p in the £ to console them if they are lucky!