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David, you give the best advice you can. If the claim is worth £275k to £300k then that is what you advise. In advising you advise of the consequences of accepting an offer at £249,999. If that means client pays some costs and ends up with less then so be it, they have the correct advice in order to make an informed decision.

Too often I see situations where people are scared of exercising their judgment and advising as they see fit. Our job is to advise. If a client doesn't accept that advice then provided they know what they consequences are that's tough.