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Claire (3.45pm)

Really not sure how/why you think your own tale helps. Cases like yours are not, and never will be, the problem.

The problem is the thousands of people who claim whiplash injury when there is just no force involved, and barely a scratch on either vehicle.

Anon at 11.36 talks of an impact in which there was £7,000 of damage to each vehicle, yet the four occupants of his vehicle were uninjured. My car was written off a few years ago in a non fault accident, but I was not injured whatsoever. Neither I nor anon at 11.36, I suspect, would seek to argue that injury was not possible in either incident - and indeed there is no insurer in the land, I suspect, that would not have paid out a whiplash claim had one been made.

But the reason all of this has become so much on Osborne's radar is the countless nonsense claims of whiplash, together with the associated extraordinary monies claimed by the rest of the players in the drama.

Who can truly be the slightest bit surprised at the regular press stories of fraudulent medical reporting and even solicitors being directly involved in the overall fraud (including two such stories that made the Sunday papers this weekend) ?