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If the Govt were genuinely serious about reducing motor insurance premiums, they would pass legislation whose effect was to reverse the CA decision which cleared the way for the utterly disgraceful racking up of astronomical 'hire' charges in RTA cases. As a motorist I am riled to a far greater extent by the vast sums being paid out to rip-off hire companies than I am about what is probably a relatively small percentage of fraudulent or exaggerated claims for damages for p.i.