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@Terrance Brown Terrance, Nothing in this life is guaranteed , What I can guarantee is that there is no one who can ever take away from another person an education . I know a fair number of NQS and most of them are not particularly bright . Not long ago one of them , for whom I had drafted a letter , paid my Bill and then phoned me up and asked me what the word "prevaricate "means - I thought about sending him a dictionary for Christmas The world is changing rapidly and we all need to make an effort to keep up with change .Fear is a condition Courage is a decision