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Interestingly enough Raymond, when I did my LSF, I recall one of the first 'points' in the block of paper we had to commit to memory was (on the Conveyancing Folder), preparatory steps for sellers solicitor to consider. Does the seller own the property? This was because of course some munters were selling things (parcels of land) they genuinely believed they owned.

If you deliberately don't own it and get an innocent solicitor to flog it?

This is the real problem with Registered Conveyancing.

In Unregistered Conveyancing the deeds had to come form the bank and get copied and sent across.

I really don't know now who should bear the loss here and I suspect it should not be MDR who did their ID checks. .....