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Ah ok. I think you're repeating insurer dogma though.

My experience as a PI solicitor is that claim notification forms are submitted as soon as the firm is instructed and liability is deemed to be "good" even if the prognosis is unclear. Part of this is to get the case underway and the business aspect is to avoid losing a client.

In the vast majority of claims of course liability is probably ok but only in a tiny percentage will the client have a formal admission in their possession.

The logic also escapes me in that you suggest that claimant solicitors will instruct a claims management company to obtain a client who has had that admission, but ignore the need to establish how that solicitor knew to go and get that client.

Now, if you were to suggest that claimants have been introduced to solicitors either before or after an admission then you'd be describing insurance company practice - the biggest and "best" claims management companies out there. Still.

It isn't surprising that the ABI want shot of CMCs but the motive seems to be more about removing competitors than for any altruistic reason.