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Let's be very clear here and not beat around the bush. Insurance premiums will not go down. This is just another way for less dents to occur to the fats cats profit margins. Why not put a tariff system on the cost of insurance for each car, well it's simple, it's because the insurance companies would be unable to make less money! I thought there were more pressing issues that the Government had to deal with but no it's all about making the insurance companies richer! Then again with the amount of funding the insurance companies provide to the Tory government even I would have been deeply upset if the bill was not pushed through!

It's a sad reality that having possibly more than 70,000 people out of work, lose their homes and claim benefits is less important than the insurance companies making more money.