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"a new fixed tariff of compensation for whiplash injuries lasting up to two years."

The tariff will most likely be fixed at a stupidly low level and never ever reviewed. Look at predictable costs for RTA claims. Brought in with a promise of regular reviews and just left to never be revisited.

"Civil Liability Bill to address the ‘compensation culture’ around motor insurance claims."

What has a non existent compensation culture got to do with Civil Liability? I thought that the tort of negligence dealt with this perfectly well. Or am I getting the wrong end of the stick and is this something to do with punishing so called fraudsters.

I don't see the problem with pre-med offers. It's up to the Claimant if they want to take the risk and settle. Its swings and round-a-bouts. A good pre-med offer means the Claimant is over compensated and does not disclose medical evidence they may get. Or they get a medical report valuing the claim at more than the offer so it's disclosed and an increased offer made. Yes the Claimant may not know if the offer is fair or if the injury will get better but that is their own choice to take the risk.

I can see a ban on pre-med offers being a tool for Claimant's to sit on medial evidence and only disclose it when proceedings are issued. The Defendant cannot do anything to protect itself from costs as it cannot make an offer.

What is needed is a tool with teeth to get the parties to have open and frank discussions about settlement. Many times I have had stupidly low offers from Defendants and despite me sending reams of case law demonstrating the offer is too low they will not budge. Either bound by whatever stupid computer system they use to value damages or sheer stubbornness.

I have also made reasonable offers to Claimants only to be met with silence and no counter offer. Ignoring invitations to narrow the issues and the immature conduct of not speaking to Defendant representatives.

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