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I regularly receive emails from Apple, the Inland Revenue and a selection of African Princes telling me I am owed money or that I owe money to them.

I am not a fraud expert, but common sense tells me these are all scams so they are filed appropriately. In the bin.

If any firm would like to hire me to give a presentation to their Finance Department entitled "How To Avoid Being Gullible", I am available on very reasonable terms.

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