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Anon @ 17:09 Not correct.

A FTB purchasing a property at £260k previously would with a 5% deposit have to find £13k as a deposit and a further £3000 as SDLT.

This is not an insignificant saving.

The cliff edge will only be for those FTB who are purchasing at over £500k and I would suggest that these are few and far between and as such I do not expect this to distort the market significantly.

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