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But anon 16:44, what is to make the ABI stick to factual and legal arguments? After all, they never produce evidence to support what they say, they haven't passed on the myriad savings made after the last few years yet they happily make billions whilst bemoaning the poor lot of the driver who has to have insurance.

£16 - I'd rather know I'm entitled to a payout if someone clobbers me thanks. But it won't be a saving of £16 because they still have to make up on the referral fees they now miss out on, and the rubbish they get up to with repairs.

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