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The vast majority of the 'unknown' CCJs arise from Private Parking Companies issuing claims arising from unpaid tickets dating back up to six years, where the Defendant has since moved, and in many cases is unaware of the Claim, or the Judgment in Default, until they apply for some form of credit.

I deal with this sort of stuff all the time, and had meetings with officials at the MoJ prior to the current consultation being launched. One suggestion was that there should be a SI amending the Limitation Act 1980, mandating that claims for parking ticket debts should be restricted to 12 months instead of six years.

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