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How is the government going to account to the policyholders for a small amount of saving? Impossible. The tiny amount of £35 or whatever it is will just get swallowed up in the premium. All it takes is for an insurer to give a policyholder a renewal quote of £35 higher and then say they will take £35 off as a discount. Job done and the policyholder is no better off.
Totally impossible to police and hold an insurer to account. Even if they could be held to account and the motorist gets a £35 discount, so what and big deal. It is peanuts compared to the loss of justice.

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