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Sorry but I simply do not believe that investment can be the main source of insurer income given the interest rate situation over the last decade. Obviously, if they're investing substantial sums in riskier propositions than standard funds and equities, that might be a possibility, but one would expect some heavy losses in the mix with that kind of activity.

If it is the case that insurers genuinely do make most of their income from investments then frankly, they must have astronomical sums invested which perhaps tells its own tale as to the resources at their disposal.

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